Retirement Calculator
Plan your retirement with inflation-adjusted projections and find out how much you need to save.
Wealth Milestones
| Age | SIP Contributed | Corpus Built |
|---|---|---|
| 35 | ₹1,451,667 | ₹1,889,160 |
| 40 | ₹2,903,333 | ₹4,997,411 |
| 45 | ₹4,355,000 | ₹10,111,445 |
| 50 | ₹5,806,666 | ₹18,525,610 |
| 55 | ₹7,258,333 | ₹32,369,511 |
| 60 | ₹8,709,999 | ₹55,147,006 |
Retirement Corpus in Other Currencies
Retirement Planning Guide
Retirement planning is about ensuring you have enough money to maintain your desired lifestyle after you stop working. The key challenge is inflation, which erodes purchasing power over time. What costs ₹50,000 today could cost several times more by the time you retire.
The Power of Starting Early
Starting early gives your investments more time to compound. A 25-year-old investing a small amount monthly can accumulate more than a 35-year-old investing double that amount, simply because of the extra decade of compounding. Every year of delay significantly increases the monthly SIP required.
Asset Allocation Strategy
During the accumulation phase (before retirement), a higher equity allocation (60-80%) can help generate higher returns. As you approach retirement, gradually shift to debt instruments for capital preservation. A common rule of thumb is to keep equity allocation at (100 - your age)%.