SIP Calculator
Calculate returns from your Systematic Investment Plan with year-by-year growth projections.
Year-by-Year Growth
| Year | Invested | Total Value |
|---|---|---|
| 1 | ₹120,000 | ₹128,093 |
| 2 | ₹240,000 | ₹272,432 |
| 3 | ₹360,000 | ₹435,076 |
| 4 | ₹480,000 | ₹618,348 |
| 5 | ₹600,000 | ₹824,864 |
| 6 | ₹720,000 | ₹1,057,570 |
| 7 | ₹840,000 | ₹1,319,790 |
| 8 | ₹960,000 | ₹1,615,266 |
| 9 | ₹1,080,000 | ₹1,948,215 |
| 10 | ₹1,200,000 | ₹2,323,391 |
SIP Value in Other Currencies
What is SIP?
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. It leverages the power of compounding and rupee cost averaging to build wealth over time.
Benefits of SIP
SIP instills financial discipline by automating your investments. Through rupee cost averaging, you buy more units when prices are low and fewer when prices are high, reducing the impact of market volatility. The power of compounding means your returns generate additional returns over time.
SIP vs Lump Sum
While lump sum investing can yield higher returns in a consistently rising market, SIP reduces timing risk and is more accessible for regular income earners. SIP is ideal for long-term wealth creation goals like retirement or children's education.